We help to make insurance more affordable, accessible and flexible

At PremFina, we’re on a mission to revolutionise premium finance. With over 80 years of combined industry expertise and a tech-led approach, we empower brokers, MGAs, and insurers to offer flexible, branded payment solutions that put customers first.​ As the fastest-growing and the most trusted premium finance provider in the UK, we combine innovation and exceptional service to help our partners grow stronger, smarter, and faster.

How it works

Premium finance allows you to spread the cost of your insurance premium over a set period with smaller instalments that help with budgeting monthly outgoings, making insurance more accessible and affordable.

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1. Arrange your insurance 

Whether it's personal or commercial cover you require, you choose the policy that’s right for you or your business via your insurance broker.

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2. Easy sign-up 

We will send you your credit agreement to review and sign via email and then we will pay your broker the full cost of your insurance upfront (subject to meeting our acceptance criteria).

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3. Affordable payments

You repay us in monthly instalments via Direct Debit.

The whole process was quick and simple. It also makes it really beneficial that I can pay monthly via direct debit.

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