PremFina empowers brokers by allowing them to maximise control over their customer relationships through providing them with their own-branded premium finance software and financing options.
Earn greater return on your cash by financing insurance policies and using our white-label software
Use our loan facility to extend financing to your customers and white-label software to offer premium finance in-house
PremFina's white-label premium finance software gives you:
Flexible financing options, including no financing required (broker uses own funds), part financing (mix of broker and PremFina financing), or full financing
Brand and control all your customer communications
Take total control of your own business and customers
With PremFina's white label software, brokers gain greater control over their business by dictating what is shared with their customers through customisable communications and making informed decisions through real time access to data.
“We couldn’t be happier with our decision to work with PremFina”Read more
PremFina's support for our business has been excellent! Its partnership approach is truly unique for the industry allowing relationships to evolve from finance provider to platform facilitator- while letting business stakeholders choose the level of participation that meets their needs best. We couldn’t be happier with our decision to work with PremFina today ... and how it will scale with our business in the future.Read less
“the most effective finance company to have and work with”Read more
The team at PremFina are without doubt the most effective finance company to have and work with. Since starting with them, my own company has seen growth that has surpassed my expectations. The ease of the software and the friendliness of the staff at the company is second to none. The whole process is effortless, swift and no messing about. Just what you need for an Insurance broker, when you have clients waiting to go on cover. I have already recommended two of my fellow brokers to head towards the team at PremFina. I would have no hesitation in recommending them to anyone.Read less
“Premium finance with a difference”Read more
What a breath of fresh air. It's premium finance with a difference. PremFina listen and they help! PremFina have been a pleasure to deal with. They make the process as easy and as hassle free as possible for all parties. PremFina have restored my confidence in this sector by instilling customer service values into the core of their business. Go PremFina!Read less
“Level of customer care and training has been exceptional”Read more
The team and PremFina have been exceptional in implementing a premium finance solution throughout our business, PremFina’s level of customer care and training has been exceptional, making the whole process easy and ensuring we delivered the results we required. PremFina’s premium finance product and system are to a high standard and comprehensive, combining this with their outstanding support this has allowed us to grow faster.Read less
“We’ve took our customer service offering to the next level and gained on our competitors”Read more
Using PremFina has been a huge advancement for us – by utilising their state of the art technology to integrate directly into our site, and combining it with their excellent, proactive and attentive account management, we’ve took our customer service offering to the next level and gained on our competitors.Read less
“a breath of fresh air”Read more
I decided to give PremFina a try following several years of mediocre service from either one of the existing players in the premium finance market. I have to say that the service has been a breath of fresh air! Personal, attentive and willing to accommodate. The online platform, whilst in its relative early stages, has proved to be the match of my previous facility and they are clearly working to improve this all the time. Indeed the setup process for a new loan could not be easier and quicker then my old supplier.Read less
“The only solution offering flexibility, technology and scalability”Read more
In 2016 One Call recognised a great opportunity to undertake our own premium financing, not only for improving profitability but also in supporting our customers by having no third parties involved. Following detailed research of the market place, PremFina was the only solution offering the flexibility, technology and scalability that One Call felt fitted its requirements. Since commencing our own premium financing in March 2016, PremFina have fully supported us in starting and growing our own premium finance book, generating impressive returns on our capital invested, and improving our overall customer experience through single branding. The system is easy to use and the management information, which has been adapted to our needs, provides excellent detail for monitoring and analysing loans financed. With PremFina’s excellent customer service assisting us, the system has proved to be a great success. We are continuing to expand our own premium finance book as a result and further grow our relationship with PremFina. We would recommend you talk to PremFina and learn more about its offering.Read less
PremFina won the Organisational SME Impact Award conferred by the Lloyd's Market "Dive In Festival" that has grown from its launch in 2015 to become an award-winning global movement embraced by the wider insurance industry.
KleinBlue Ratings 2018
ACQ Global Awards 2015
PremFina had the honour of being nominated for the "Hottest Fintech Startup in Europe" at The Europa’s: European Tech Start-Up Awards, after intense round of public voting and judges' deliberations.
PremFina were proud to have Nij Saha, Chief Technology Officer accept the'Best Use of Technology for Customer Experience - B2B' Award. The judgespraised PremFina for its seamless and flexible solution, unique to the UK Market.
Hot Companies and Best Products Awards 2015
Moira O'Connell, Director of Client Services won the mentor award at the Insurance Business - Woman Awards 2019.
Corporate LiveWire’s 2016 Finance Awards
Wealth & Money Management Awards 2015
PremFina is an insurance premium finance company. We work with insurance brokers and their customers and help spread the cost of insurance premiums through a monthly direct debit arrangement. When your insurance broker arranges your insurance, he will likely offer you a direct debit payment facility. If you accept this payment option, you will enter into a credit agreement with PremFina that is regulated by the Financial Conduct Authority. PremFina will then administer the direct debit arrangement.
PremFina only administers your direct debit payment arrangement. If you need to discuss your insurance policy, you should contact your insurance broker directly.
PremFina only administers your direct debit payment arrangement. If you want to make changes to your insurance policy, you should contact your insurance broker directly.
Please contact your insurance broker if you want to cancel your insurance policy.
Please contact your insurance broker if you want to cancel your credit agreement with PremFina. Your insurance broker will send us any request to cancel it. We will then arrange cancellation of your credit agreement and notify you. Please note that you can only cancel your credit agreement if you have paid off your loan from us in full or if your insurance policy has been cancelled.
This is most likely due to a change having been made to your insurance policy that has resulted in a change in the premium. The resulting additional premium or return premium will mean a change in your direct debit payment amounts.
If you miss a payment, or if your payment was unsuccessful, PremFina will notify you in writing by email or post. We will try to collect the payment by direct debit 9 days from the date of our communication. Should the second collection attempt be unsuccessful, we will require you to make a payment by debit or credit card within the time frame stated in our communication.
You can make this payment by calling PremFina on 0203 500 3462 or email us at firstname.lastname@example.org. Please ensure you have your credit agreement number to hand.
Please call PremFina on 0203 500 3462 or email us at email@example.com to discuss if you are having difficulty making your monthly direct debit payments. You may also find it helpful to contact the Citizens Advice Bureau for advice: https://www.citizensadvice.org.uk
Please call PremFina on 0203 500 3462 or email us at firstname.lastname@example.org with your credit agreement number to hand and we will consider your request. Please note that we cannot amend the date of the first direct debit payment.
Under the Credit Consumer Act you are entitled to repay sums that you have borrowed early, either in full or in part. If you wish to make an early repayment, please call PremFina on 0203 500 3462 or email us at email@example.com.
You can notify PremFina of your new bank details by calling us on 0203 500 3462 or emailing us at firstname.lastname@example.org
If your name, address or contact information have changed, then please call PremFina on 0203 500 3462 or email us at email@example.com.
Yes, you do have to sign your credit agreement. The details of your running account credit agreement with PremFina are contained in your credit agreement. For consumers, this is regulated by the Consumer Credit Act 1974. It is important that you read your credit agreement, together with other information enclosed in your welcome letter. Please sign a copy of your credit agreement and return it to us.
Yes. You will receive a welcome letter from PremFina with the steps you need to take to e-sign your credit agreement online.
Details of PremFina’s complaints procedure are contained in your credit agreement.
Details of PremFina’s fees and charges are contained in your credit agreement.
The payment will be shown on your bank statement as “FCC re PremFina Ltd”.
For further information about PremFina and our services please contact us using the details below: